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FunderPants , to Politics in Confederate statues in Florida could be off limits if lawmakers pass this bill

Locally, someone just kept splashing the offending statues with red paint when nobody was looking. It wasn’t long before nobody wanted to keep footing the bill to have them sandblasted clean.

taladar , to Politics in Confederate statues in Florida could be off limits if lawmakers pass this bill

Wait for this to blow up in their faces if it passes the next time they want to add more lanes to some road that already has too many.

Maddie , to Politics in Confederate statues in Florida could be off limits if lawmakers pass this bill
@Maddie@sh.itjust.works avatar

Melt them all down, fuck those racist traitors

Krackalot ,

The statues too!

Dankenstein , to U.S. News in Fare-free SunRunner could end to keep homeless riders off St. Pete Beach

Pinellas County’s transit agency could introduce fares on the popular SunRunner rapid bus route, which has been free to ride since its inception, sooner than planned.

The Pinellas Suncoast Transit Authority planned to charge regular fares beginning in November, at the conclusion of the downtown St. Petersburg-to-St. Pete Beach route’s first year. But the possibility that the authority’s board members could vote Wednesday to move up that timeline has little to do with the money the agency stands to make.

Wait for it…

Instead, it comes in response to pressure from Pinellas County Sheriff Bob Gualtieri and residents of St. Pete Beach. They say the fare-free bus service also has proven popular among homeless people. Residents of one of the county’s wealthiest enclaves depict those riders as troublesome and potentially violent; in reality, officials said, they’re mostly getting in trouble for panhandling or sleeping on the beach.

Classic anti-homeless mentality.

If people without a home had a place to go, people would be able to ride the bus for free; they’re not just designing systems to ignore the root causes, they’re making homeless people an enemy.

Despicable.

socphoenix ,

One option the board will weigh Wednesday is to move up the entire timeline on charging full fares to the line. Another is to add a 50-cent fare just on beach-bound routes west of downtown; transit authority CEO Brad Miller said he believes that a nominal fare, not payable by cash, would dissuade homeless riders.

They also want it to be a non-cash payable fare. Just to make it harder for homeless people to use the bus.

Dankenstein ,

This is some bullshit, no cash on a bus?

socphoenix ,

Yup. The whole point is to separate/disenfranchise the poor from the rich. Not enough money charged to care, but set up in a way that those who would likely need the bus the most would struggle.

Sierra_Is_Bee ,

Be a shame to distribute prepaid bus cards to the homeless.

dr_catman , to U.S. News in Farmers Insurance is leaving Florida in latest blow to homeowners

This reminds me of that tweet that’s something like:

me fucking around: oh fuck yeah this is awesome

me finding out: no, wtf? the world’s not fair. this shit sucks

brutalbeard , to U.S. News in Farmers Insurance is leaving Florida in latest blow to homeowners

Hahahahahahahahahahahahahhshahagahahaha

Rekhyt , to U.S. News in Farmers Insurance is leaving Florida in latest blow to homeowners

Hearing rumors @WeAreFarmers might pull out of Florida. If that’s true my office is going to explore every avenue possible for holding them accountable. Don’t get to leave after taking policyholder money. Can’t write auto if you’re not doing homeowners either. Zero communication!

“Don’t get to leave after taking policyholder money”

What do you think insurance is? You’re not “purchasing” anything, you’re buying an ability to recover losses. It’s not like when I cancel my policy I get to walk away with a pile of boards from Home Depot on my insurance company’s dime because I haven’t had major damage to my house.

It’s like if Netflix decided to cancel all subscribers in FL and the response was “I gave you all that money and I don’t get to keep watching your movies forever???”

PaddleMaster ,

There are some states ( I don’t live in FL, but I doubt they offer this type of insurance) that offer Perpetual Insurance. Which is where you pay upfront for coverage, and when you no longer need coverage you’re money is returned.

It costs a lot upfront, but you save a lot in the long run. And any state that offers this type of insurance, I recommend anyone with the means to jump on it.

You’re not wrong, but there are other options.

Rekhyt ,

That’s fascinating and I have not heard of this type of system before. Presumably in a system like that, they would still be returning the person’s money when they left, though…

lagomorphlecture ,

Typically when an insurer exits a state they either nonrenew the policies, meaning that you have coverage until the end of the policy period, or they stop writing new business but keep their renewals. Neither one of those constitutes taking the money and running. It’s so weird that people would see it that way.

thatonedude1210 , to U.S. News in Farmers Insurance is leaving Florida in latest blow to homeowners
@thatonedude1210@beehaw.org avatar

And they’re trying to say it’s the greatest state to live in. What a joke.

TheFriendlyArtificer ,

Greatest state if you’re a white cis male bath salts enthusiast.

For the rest of us, it’s just another place to avoid like it’s riddled with the plague. Which was also one their aims.

thatonedude1210 ,
@thatonedude1210@beehaw.org avatar

Exactly. The GOP is destroying that state and they do not give two shits about the repercussions.

lagomorphlecture ,

Anybody voting for GOP should really consider whether they want to live in FL because if they have their way the entire country will be exactly like FL. “Oh but MY representatives will only do the things that are good.” No, they won’t. That isn’t how they operate.

Powderhorn Mod , to U.S. News in Farmers Insurance is leaving Florida in latest blow to homeowners
@Powderhorn@beehaw.org avatar

I have a feeling the invisible hand is going to force an about face for the GOP on climate sooner than they’d like. Yes, for now they can rail against woke companies for making decisions that improve shareholder returns, but it’s cartoonish already what with the weather of late — and I’m sure what’s to come will involve blaming residents for leaving when there are no insurance companies left willing to touch Florida (point on the map where the bad man …).

Problem is, residents have different thresholds than businesses, and once commercial insurance starts to decline in availability, no amount of rhetoric is going to fix the grocery stores closing down because they can’t get insurance.

Insurance is ultimately a game of musical chairs. For now, there are so many companies and policy types that it’s the boring part at the beginning where everyone mocks the loser but there really aren’t any stakes. The mockery phase will end as companies increasingly become the last holdouts and shareholders start asking why everyone else left but we’re forecasting blue skies.

alyaza OP Mod ,
@alyaza@beehaw.org avatar

Insurance is ultimately a game of musical chairs. For now, there are so many companies and policy types that it’s the boring part at the beginning where everyone mocks the loser but there really aren’t any stakes. The mockery phase will end as companies increasingly become the last holdouts and shareholders start asking why everyone else left but we’re forecasting blue skies.

oh yeah–and the thing is for residents it’s already still really bad. there are people on insurance company number 4 in 4 years (or who have two insurance companies because one has to cover one thing and the other covers everything else), and the state is actively trying to disincentivize joining the lender of last resort because they can’t take on that many policies and it’ll kill the remaining insurers. a bad hurricane this year might genuinely be the thing which kicks off the permanent death spiral here–the market needs years of blue skies to “stabilize”.

Powderhorn Mod ,
@Powderhorn@beehaw.org avatar

Oh, absolutely. I think of it as more of a domino effect than butterfly. What we don’t know is how many dominoes the next one to fall will touch. The actuaries at Farmers determined that N events of X size in Y timeframe make these policies undesirable, but it tells us nothing about what N+1 means to other divisions of Farmers, let alone what happens at other companies with their own Xs and Ys.

lagomorphlecture ,

Well, each major insurer that leaves makes the state more undesirable for everyone that’s left. Each one of these insurers had their share of the “bad” business and now the ones who are left have to sift through the applicants to try to figure out who is safe to insure and who is going to cost them their ability to continue doing business. So with every insurer that leaves, those undesirable risks who pushed them out end up more and more concentrated with the other carriers. I would expect to see more and more of this.

MedicPigBabySaver , to U.S. News in Farmers Insurance is leaving Florida in latest blow to homeowners

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  • sim_ ,

    I’m no fan of FL’s current governance but wishing every citizen is displaced is misguided IMO.

    cosmic_slate ,
    @cosmic_slate@dmv.social avatar

    [Thread, post or comment was deleted by the author]

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  • Powderhorn Mod ,
    @Powderhorn@beehaw.org avatar

    I was curious about 30-year mortgage origination volumes in Florida, but best I found quickly was from the CFPB in 2019, so it’s useless given the pandemic, supply-chain issues and inflation since.

    I can’t imagine anyone there is getting a 30-year today fully expecting to pay it off, retire and die never having to move again.

    delmain ,

    And all of that is also ignoring the idea that it’s not actually possible for everyone to move.

    Like, who would be buying these people’s homes that they’re leaving in FL in order to get a new place somewhere else?

    alyaza OP Mod ,
    @alyaza@beehaw.org avatar

    Like, who would be buying these people’s homes that they’re leaving in FL in order to get a new place somewhere else?

    in all probability, a state authority will eventually need to eat the cost and help resettle a large number of people currently living in Florida. whether that’ll be Florida or the US government (or another party) remains to be seen.

    lemillionsocks ,
    @lemillionsocks@beehaw.org avatar

    I am reminded of that one video.

    “sell the houses to who? Fucking aquaman?”

    admin ,
    @admin@beehaw.org avatar

    You applied to be(e) here, and by using this space, you agreed to abide by our philosophy. Your comment is not nice.

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