I don’t think I’ve ever seen a shower in the US (assuming you’re in the US) without access to the plumbing somewhere, I’m sure they probably exist somewhere, but it’s not common in my experience, usually there’s a little access panel on the other side of the wall somewhere, maybe hidden in a closet or behind a piece of furniture or something. If there’s not, I’d consider adding one anyway, at some point if you’re there long enough you’re probably going to want access to it for some issue or project that comes up down the line.
They make small tankless electric water heaters that run off of regular 110V outlets for heating a single sink or shower, if there’s convenient electrical nearby you may be able to just hook one of those up.