I don’t know if this is the case in all countries or just some. If I were you (and if its legal) I would stick with your american bank accounts and just move some money to a new one in the countrey of residence. That way, you can accept paychecks and pay bills in that country, but you only have to create one account. Even that is a pain because you have to sign 10 different forms authorising the us gov. to do this and that with your bank accounts.