The Fed eventually ruins everything and is why we are in the position we are now because people who have money purchase investments that are not in the US dollar so that they will go up when inflation hits and people who hold dollars in cash and cash equivalents get fucked. I bought a house in April of 2022 and have a pretty low mortgage rate that I do not intend to give up, just like the article mentions. I've just been doing the things required to keep up with maintenance of the house and have already seen my house go up 20% in value just in two years.