ISometimesAdmin , 11 months ago If you need to stay nearly-liquid, another option through Ally is the No-Penalty CD. Withdraw your full balance and interest earned any time after the first 6 days of funding your CD. Current rates are 4.55% APY, vs just 4% for just their Savings Account. Speaking personally, I had 0 trouble at all with dissolving the no penalty CD exactly as-stated.
If you need to stay nearly-liquid, another option through Ally is the No-Penalty CD.
Withdraw your full balance and interest earned any time after the first 6 days of funding your CD.
Current rates are 4.55% APY, vs just 4% for just their Savings Account.
Speaking personally, I had 0 trouble at all with dissolving the no penalty CD exactly as-stated.