sugar_in_your_tea OP ,

I 100% agree. I usually recommend avalanche, but if money is super tight, getting those payments down can really have an impact.

I know Dave Ramsey isn’t super popular on Reddit PF, but I’ve seen it work for a coworker and I like listening to success stories from time to time. I don’t like his investment advice or his opinions about credit, but by the time you need to worry about that, you’re already winning.

So yeah, I’m glad it worked for you!

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