That’s EXACTLY how it went. His basics/ 101 got us out of debt and on the same page as a couple. Those concepts provided a solid foundation to grow from. We don’t use cash anymore. We use a credit card and we use an “envelope” app so that we can see what’s left and stay aligned. We pay of everything every two weeks. His investment advice is just dumb, but I have to give him credit for giving us the tools that finally worked.
A blow money envelope and being able to shift money around after having a budget meeting was THE game changer.