I live in a snowy area, and most of the accidents in the winter seem to involve trucks and SUVs. It’s probably just because trucks and SUVs are more popular in my area, but there’s something to be said for getting overconfident, after all, all cars have four wheel braking.
I have never bought snow tires in >10 years of living here, have only driven two wheel drive cars, and I’ve never wrecked a car. I did slide into a snowbank once with my sporty car when in college, but I was going slow enough that it wasn’t hard to get out (just threw down some microfiber rags to get traction and reversed). I try to avoid unplowed roads, so it’s just not needed once the roads are cleared.
I hate driving SUVs and trucks, and I only put up with my minivan because it’s so practical with kids (I have three).