wulf ,

I wanted to go this route, but for the current stage of my life, I couldn’t go that granular. I currently have a spreadsheet that keeps track of totals in each bank account (short term, long term, college, retirement savings and checking) as well as total (net) income and expenditures (broken into “essential” and “non-essential”).

I then setup formulas to calculate total saved, (as well as necessary only saved, in case of financial stress to see what we can cut out), total assets, and compares those assets to the previous month and year.

While I want to get more granular, that is all I can do for now.

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