I like the concept. I'm highly concerned by the fact that they only seem to have gotten to the "we can move around monopoly money" stage and are asking $75,000 via Indiegogo to do all the "user verification and fraud detection" stuff. Do I trust this startup to have all my bank and credit report info? (And sure, they say they "may" need a soft credit pull, but let's be realistic - to prevent people from connecting just one dummy checking account and pretending they have no income, Comingle's gonna have to pull everyone's credit and link all the bank accounts.)