I’ve seen those too, but I’m not really sure how dependable they are. For example, I probably have $5k credit card debt, but I never carry a balance. I also only have like $500 in a savings account, but I have several thousand in bonds, like tbills and ibonds. A lot of people don’t like to hold much cash, and would just cut unnecessary expenses to pay off an expense on time using a credit card and then return to prior spending.
How things are defined matter a lot, and it’s easy to narrow or widen definitions to sell a narrative. If you’re selling budgeting advice, you want to exaggerate debt and people being unprepared for emergencies. If you’re selling investments, you want to emphasize financial stability of other people so customers feel like they need to invest more. If you’re a government agency, you want to sell need for more funding for your agency. And so on.