Wow what a boomer article. Most young people just don’t expect the current systems and institutions to last that long. Millenials have lived through several financial crises and economic downturns with no chance for improvement in sight. It just gets worse until the generation responsible for it dies out.
So I’d much rather live in the now making memories of adventures and good times with friends & family as long as i’m able to, than have a bit more money in the bank that won’t be worth shit when i’m old. Peace of mind is great and all but the future is an illusion you can never fully prepare for.