I always heard the concern about electrical service but wonder at the reality. A level 2 charger is the same as a stove circuit: do none of you have electric stoves? You don’t even need that: some people are fine with just an extension cord, some people need a “dryer outlet”, I have never come close to needing the level 2 charger: is it really important that my EV charges in a couple hours vs by morning?
Also, hasn’t 200a service been standard for new homes for a couple decades? If someone can afford an EV, they are much more likely to have a newer home so already have 200a service