Personal Finance

General financials:...

I’m a long time PocketSmith user currently switching to Quicken. PocketSmith is a decent product but has some glaring issues that don’t seem to be on their radar and I feel like my finances have honestly become too complex for PocketSmith’s simplistic philosophy....

I recently started giving plain text accounting a go. For a long time I did not do any accounting, as my income was high enough to get by perfectly fine, but recently I wanted to get a lot more control over my personal finance in order to easier achieve more long term financial goals....

I’m talking about types of accounts, automatic transfers, etc. Feel free to mention specifics, but I’m more interested in higher level information like does your paycheck go to savings or checking, do you use automatic transfers, do you use a traditional bank account or something different, etc....

I am looking for a target-maturity bond ETF for UK Gilts but I couldn’t find any by using an internet search engine. I would like something similar to iShares iBonds Dec 2033 Term Treasury ETF but for UK Gilts instead of US treasury bonds. Does such an ETF exist? If not, what are the practical alternatives for getting UK...

At the end of 2022, I discovered this software that I’ve been using all year. I’d like to hear your thoughts or experiences with GnuCash, or whatever system/program you use to track your personal finances!...

My family uses credit cards for all purchases and we pay them off in full each month. Although sometimes we’ll use a 0% APR promotion for bigger purchases....

My family needs a second car. I’m thinking about a used Chevy Bolt or Nissan Leaf so I think the cost will be about $20,000....

Intro...

Hello everyone,...

This is technically a question specific to Canada but maybe it can be applied to other countries as well....

Our (spouse and I) are in a few of these funds. Is there a retirement calculator that figures out projections of these always-adjusting funds?...

Hello! I am looking for some suggestions on supplemental income while I am job hunting. Unfortunately I had to leave my career unexpectedly due to incessant racism and discrimination....

cross-posted from: lemmy.today/post/568354...

Following the credit card thread, I’ve learned that some people use credit card points and miles to pay for hotels, that seems pretty interesting....

cross-posted from: lemmy.world/post/3560407...

I know this might just reflect financial culture differences across countries, but let’s give it a try...

Hello everyone,...

cross-posted from: lemmy.ca/post/3527160...

A Vanguard video (m.youtube.com/watch?v=1nprZjV_6FM) refers to 4 budgeting methods...

Intro...

Hello everyone,...

Trying to get to know the community a bit more....

i’m a web developer by day, but i recently started doing some side gig work via rover because i legitimately love dogs (and i wanted a bit of extra spending money for my own dogs’ care). i’d love to hear what other folks do when they need a bit more cash flow.

Hello everyone,...