Deciphering the ABCs of Medicare open enrollment ( webcache.googleusercontent.com )
IRS will launch free online tax-filing pilot in 13 states next year ( thehill.com )
On Retirement Savings
I’m almost 40 and according to the wisdom found everywhere on the internet, I don’t have enough saved for retirement. Which worries me because I’ve been saving for as long as I’ve had a proper job with access to a retirement vehicle. But also because the internet wisdom doesn’t make sense or sound feasible....
Alternatives to Credit Karma and TrueBill?
I used to be big fans of Credit Karma and TrueBill but both have sold out to companies I really dislike (essentially the Intuit family of companies). I really dislike Intuit lobbying the US government to keep taxes complicated as well as their mediocre software....
Where are European mortgage holders most exposed to higher rates? | Financial Times ( www.ft.com )
Is Medicare supplemental insurance worth it? Here's what some experts think. ( www.cbsnews.com )
Standard Savings Account: Moving money around?
First time poster! Outside of my retirement account provided by work, I’m just beginning to get brave enough to move other money around. I’m very late to the game and pretty scared of gambles....
[US] Dual Income Life Insurance Question
My partner recently started a new job. Prior to her employment I had been paying into my employer personal supplemental insurance as well as spousal insurance. Now that my partner has employer provided and options for employer supplemental life insurance, what should we be looking at doing? Do I stop my spousal life insurance?...
Homes "unaffordable" in 99% of nation for average American ( www.cbsnews.com )
[EU] How many months savings do you consider enough?
As the title says I am trying to see where people stand on this. Obviously this is all personal preference. But that is what I am after....
[EU] Buying company shares at my job - worth it?
As the title mentions, the company I work at is offering free shares when buying back some of the company’s shares, as well as a discount, depending on the amount of shares purchased....
Homebuying activity is falling off a cliff (On a yearly basis, pending transactions were down by 18.7%) ( finance.yahoo.com )
Retirement plan derailed: Will you be among the 40% forced to stop working earlier than expected? ( www.marketwatch.com )
The average retirement age in the U.S. is 61, according to a 2022 Gallup survey. But the target age for retirement is 66.
Calculating Interest on a "Virtual" Savings Account
So for our kids, who are still quite young, instead of opening an entire other savings account for them, we decided to do “virtual” savings accounts....
(US) Introducing Comingle: An opt-in UBI (Universal Basic Income) to provide a stable weekly income based upon users contributing 7% of their income ( comingle.us )
Comingle is an interesting idea that would act as a pseudo emergency fund to provide a stable week to week income for their users. It could act to stabilize your income if you have an irregular income or as an backup plan or insurance for when you lose a job or income source. It works by distributing the average of all their...
(USA) Do supplemental cancer/critical illness policies make sense?
Me and my wife are in our 40s, and currently in good health. I get insurance through work, but it’s a high deductible plan. I have enough in my health savings account to cover the out of pocket maximum for a few years....
Compare bank fees with Revolut in a foreign currency
How can I properly compare paying abroad with my own bank versus using Revolut for it?...
Stop Loss Securities as Savings/Emergency Funds safe?
Is it safe to treat stocks and ETFs in my brokerage account as savings and emergency funds as long as I have a significant number of lots with a Stop Loss or Stop Limit Order in place? My Savings Account technically doesn’t cover 3 months of expense, but combined with my brokerage account it does. Is it safe to be have 1 month...
YNAB vs Buckets ( www.budgetwithbuckets.com )
I’ve been using You Need a Budget for family budgeting and I like it but it is expensive. I’ve played with Buckets a little bit and looks like a contender. Anyone move from YNAB to Buckets?
Home prices may be on the verge of cooling off ( www.nbcnews.com )
Home prices weakened month to month, according to Black Knight. While still gaining, which they usually do at this time of year, the gains fell below their 25-year average. This after significantly outdoing their historical averages from February through June. It’s a signal that a slowdown in prices may be underway again....
High yield savings, money markets, CDs, or T bills?
Where all my cash hoarders at and where do you park your savings?...
should I pay off my student loans in full before intrest kicks in?
General financials:...
Student loan interest resumes Friday and payments restart in October. Here’s what borrowers should know ( www.cnn.com )
Interest will start accruing again on September 1, after rates were effectively set to 0% since March 2020 for federal student loans. Now, interest rates, which are fixed and vary by loan, will return to the same rate they were before the freeze....
What is the makeup of your retirement accounts? ( kbin.social )
What are you invested in? Target date funds, ETFs, individual stocks? Do you think of your portfolio as aggressive, neutral, or conservative?...