So for our kids, who are still quite young, instead of opening an entire other savings account for them, we decided to do “virtual” savings accounts....
I’ve been using You Need a Budget for family budgeting and I like it but it is expensive. I’ve played with Buckets a little bit and looks like a contender. Anyone move from YNAB to Buckets?
Visible is pretty great. I don’t really have any issues with it. I pay $25/month. Spouse has upgraded Visible plan of $45/mo and an Apple Watch $5/mo. My 3 kids have Tello $9 plans which gives the unlimited text/talk and 500MB of data. That’s just enough to track their locations, Otherwise they tether for free on our phones. Everyone has an iPhone.
25+45+5+3x9 = $102 all in. No additional fees or taxes.
I use YNAB which I guess is technically zero based budgeting but we refer to the categories as envelopes. In my mind I’m doing the same thing as when I had cash in envelopes I just don’t have to deal with cash. I group my categories by the 50/30/20.
After years of Mint I’ve decided to look for other options. Im considering doing it myself in a spreadsheet but before I go that route (not ideal) I thought I’d see if anyone had recommendations on good basic family-budget apps. Would be great if it could link with bank accounts but I’m open to anything at this point.
I’ve been using YNAB. I like the product but it is quite expensive. I’ve looked at Buckets as an alternative and now looking Actual Budget. My YNAB just renewed so I’ll be waiting a year before I change.
I’m trying to assess if this is worth it before talking to contractors. I’ve done a lot of DIY remodels and hired out some but never anything of this magnitude. I want to build an addition on top of the garage and connect to the rest of the 2nd floor. Here’s some assumptions I have....
More than likely. Because it means I’m not moving. I’d pay 20k in realtor fee easily. But my questions were less about the value and more about the experience. Did you do any of it yourself or use a GC?
Calculating Interest on a "Virtual" Savings Account
So for our kids, who are still quite young, instead of opening an entire other savings account for them, we decided to do “virtual” savings accounts....
YNAB vs Buckets ( www.budgetwithbuckets.com )
I’ve been using You Need a Budget for family budgeting and I like it but it is expensive. I’ve played with Buckets a little bit and looks like a contender. Anyone move from YNAB to Buckets?
What are your best tips to save money?
Following the credit card thread, I’ve learned that some people use credit card points and miles to pay for hotels, that seems pretty interesting....
What is your favourite budgeting method?
A Vanguard video (m.youtube.com/watch?v=1nprZjV_6FM) refers to 4 budgeting methods...
Recommendations for Budgeting App (that’s not Mint)
After years of Mint I’ve decided to look for other options. Im considering doing it myself in a spreadsheet but before I go that route (not ideal) I thought I’d see if anyone had recommendations on good basic family-budget apps. Would be great if it could link with bank accounts but I’m open to anything at this point.
Building over garage. Is it worth it? ( lemmy.world )
I’m trying to assess if this is worth it before talking to contractors. I’ve done a lot of DIY remodels and hired out some but never anything of this magnitude. I want to build an addition on top of the garage and connect to the rest of the 2nd floor. Here’s some assumptions I have....