Looks good. I’m opinionated on the asset allocations but it makes sense not to put some of those biases in for an overview. I’m very surprised that the Bogleheads wiki glosses over bond allocation with “age in bonds” and a small note that this is “conservative”, which is quite an understatement - starting your investment plan with 20% bonds at age 20 is throwing money away.
Agreed. Most financial advisors/retirement date funds won’t even go that conservative, most do 10% for the first 10-20 years, then gradually ramp to 40% for retirement over the remaining 20 or so years.
I’m personally in the “bonds aren’t worth it until near retirement” camp, but everyone’s risk tolerance is different. If I make a post about it, I’ll compare trying to time the market vs staying the course so people can get a good feel for what risk actually means.