Kalkaline , 6 months ago

What is your monthly income and what are your monthly expenses? Clearly you’re in the negative, but there’s not a whole lot here to help you with unless you just want to rant about banks and overdraft fees.

Gabu OP , 6 months ago

It varies a lot, since I make a living from commissions and they’re super irregular. Generally speaking, after necessities (food, water, rent and internet), I have less than 100 usd left over. Also, it’s not really an overdraft fee.

there’s not a whole lot here to help you with unless you just want to rant about banks

That’s pretty much what I wanted to do, yes. Never have I left a bank thinking “wow, I love what they do for me”.

voracitude , 6 months ago

Totally understandable you’d want to just vent, that’s a rough situation you’re in.

What’s the nature of your commissions? You mean sales commissions, or are you an artist?

Gabu OP , 6 months ago

Artist. Publicly, I keep my artwork on the same handle as I’m using here on Lemmy (although you might not find it too easily, DDG is only returning results for a different artist when I look).

filister , 6 months ago

Another option is to sublet the flat you are living in? Airbnb is usually offering the ability to rent out only a room from your flat, but you might check the local regulations first. Limit your food/entertainment costs by shopping at discounters.

There are food banks, and even opportunities to buy really cheap food that’s close to its expiration date.

Make a strict budget of how much you are able to spend per week for food, essentials, etc. and try to stick to it.

Try to advertise your artwork, to increase the visibility. Get some part-time job, etc. and good luck mate!

Gabu OP , 6 months ago

Airbnb

Is not really a thing around here.

Another option is to sublet the flat you are living in?

No way in hell I’m giving someone access to my pets without being acquainted to them for several years, first.

Limit your food/entertainment costs by shopping at discounters

Outside of Canada/US/Europe/Japan, things aren’t that easy. Entertainment costs for most people, me included, are already zero. We also only ever shop at a discount because that’s how we all grow up - only rich people get to pick and choose.

Make a strict budget of how much you are able to spend per week for food, essentials, etc. and try to stick to it.

Same as above.

There are food banks, and even opportunities to buy really cheap food that’s close to its expiration date.

We generally call that substandard living. At that point, might as well be a literal slave.

Get some part-time job

That doesn’t really exist here either. Besides, if I could “just get another job”, there wouldn’t be a problem to begin with, right?