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UBWare ,

at 3% or lower, I’d invest.

at 4% either is fine.

at 5% or more, I’d pay off loans.

Serinus ,

And by invest, we don’t mean the latest fad planted on wallstreetbets.

www.treasurydirect.gov/savings-bonds/i-bonds/ is a good spot.

jeffw ,
@jeffw@lemmy.world avatar

I bond yields are tanking. 4.3% isn’t worth it when you can get a shorter-term CD at 5%

Serinus ,

Damn, you’re right.

www.huntington.com/landing-pages/…/CD-c3-SEM-505

(Just the first one I found.)

exploding_whale ,

Locking some money with that 0.9% fixed plus inflation for 30 years has some merit. I wouldn’t go all in but they aren’t completely worthless.

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