Same- with kids and a wife and a house that is non stop projects I value the time I get to spend away from work a lot. I have a 401k, I’m going for stability over squeezing every last dollar out of every opportunity.
I also think of it this way- I’m a big DIY guy, and the money I save on labor is basically another salary. The fact that I have fun doing it too is a bonus. My work affords me time to do that rather than being on call at all hours.