Do we have a non video explanation of what those methods are?
I simply don’t have a budgeting method. I just don’t spend money until I need to. That might sound incredibly simplistic, but it works for me. I have money taken out of my paycheck for 401k. I have automatic withdrawal for mortgage. And then everything else just gets paid electronically 1st week of the month. Is that a “method”? I wouldn’t call it such, but it works.
I know there are people out there who just can’t hold onto money. If they have $10 in their pocket, they’ll spend it. If they had $100, they’d spend that. It didn’t matter how much they made, they were always broke. I’ve never really understood that kind of thinking, quite honestly.
You should update your top post and include the last one on the link you shared. Number 5 is definitely the way I roll. The “no” plan. Paying down debt is pretty much the top priority for me.