TCBloo ,

My wife and I use Monarch Money. It’s good, but not free.

naught ,

Second this. YNAB is a glorified spreadsheet. Monarch is what Mint et al shouldve been

cabbagee ,

The thing I love most about Monarch is that they actively work to improve it. It’s not perfect but they really listen to feedback and every one of my bug reports has been addressed quickly.

karakoram ,

I’ve had exactly the opposite experience. They respond quickly to tell me that nothing will change and I need to live with it.

Corgana OP ,
@Corgana@startrek.website avatar

How is it with connecting (and staying connected) to different services? My biggest complaint with Mint was how randomly some connections would fail due to not having a standard.

TCBloo ,

Some of them fail occasionally. The problem account I have (out of 20+) is my Mohela student loans, but I just reconnect it every few months since the balance doesn’t change much.

railsdev ,

I tried Monarch coming from Truebill. I honestly didn’t find it useful and ended up canceling it.

TrickDacy ,

$15 a month is steep. It took longer than it should’ve for me to find that price too, so I get sketchy vibes from this service

PhilipJFryJr ,

They also usually do a Black Friday deal for 50% off. Highly recommend!

Zarxrax ,

Wow, this is news to me. I found it so useful to be able to see all of my financial information in one place. I don’t want to have to open up 4 or 5 sites all the time just to make sure my bills are getting paid and I don’t have any fraudulent transactions.

mapiki ,

A little late here - but I adore YNAB. I’ll talk about it all day but at it’s base it functions off of a digitized envelope system rather than trying to match projected inputs to projected outputs every month.

YNAB has the automatic uploads of transactions (and does try to guess a category for you but you do have to review and approve).

It is fairly expensive. Although the family plan works if you have anyone you’re open about finances with (or simply trust the family “owner” not to peek - like my younger sister decided to trust me not to look.)

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