Personally, I don't see much of a difference between the 2 scenarios if your new hobby kills you and they clone you "back to life". Particularly if you are scanned at the "hold my beer" moment (perhaps initiated by you) and they bring you back immediately, and nobody tells you(/thinks) that you're a clone.
I could even see that as a psychological crutch. "No I didn't die, they were locked on to my location and just used the transporter to save me when my parachute didn't open! I was never in any danger."