Yeah, you did the logical and smart thing. I think many people don’t and, for some, it is a daunting task to even get started. The part I was missing was being told “it’s okay if it’s not perfect, just do something close and adjust as needed”. It was always something that I felt needed to be all or nothing, even if that’s not logical.
Just having a two day intro to budgeting in high school or college would probably have done me a world of good. I doubt that I’m the only one.
Previous generations had classes like “Home Economics” to teach sime home skills but it has been decided that isn’t needed. Those useful skills classes have been cut from the curriculum.