The ultra wealthy have an enormous incentive to combat runaway gini coefficients (see capital South African capital flight) as at a certain point one less Scrooge McDuck money pile is well worth the price of 20 fewer homeless people on your commute and various tech b/millionaires have gone so far as finding various UBI programs via a Y Combinator pilot program
I’ve tried several times times but found it difficult to integrate with actual accounts like Mint and today simply use a spreadsheet in LibreOffice updated weekly to track debts (this includes CCs so spending is in there, too)