chrizzowski

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chrizzowski ,

I think this is a huge part of the problem. Rental property owners are just a liability buffer for the banks. There should be mortgages at a 1% down payment for first time buyers with a proven track record of making rent payments on time. Maybe the rates are a little higher, with the extra interest giving the banks motivation for taking on the extra risk. Then after the first term the owner can renew with a normal rate.

Doesn’t help with the demand issue, but maybe all the rentals will flood the market after nobody is being punished for not having $100k laying around because they’re busy paying someone else’s carrying costs.

chrizzowski ,

Yup, aka Shaggy Manes! Definitely edible, but they really do start to disintegrate into that inky black grossness soon after picking. Luckily they pop up in my yard all the time, so if I happen to notice they’ll find their way into whatever I’m frying up. One of the few wild mushrooms I’m comfortable with eating since it’s so distinct.

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