It is a big fight between the real-estate/banks and the rest of the market that want to save money by not renting massive useless buildings while their employees can function 100% from home
Chase has been mailing me literally the same letter for the past 12 years. I think they send it once or twice a month. It is a cardboard paper with a huge “500” on it, begging me to open an account with. Mind you, it goes directly in the trash. They waste so much paper.