I would consider switching to it but the syncing aspect doesn’t work for me…I use YNAB regularly on my iPhone & iPad apps and web version on my windows laptop. They instantly and seamlessly sync with iCloud. Wife and I worked on our budget at breakfast today and both were signed in on our iPads at the restaurant…just refresh and they both match in real time so we can work together. I usually add transactions on the spot using my iPhone and reconcile using two screens on iPad or laptop.
Sounds like as of now you have to manually back up or sync buckets or set up a server or something…no way.
I’m sure there are other issues but at current we are in a very critical place with our finances and this ease of use is very important in my household…