If I start a Roth IRA in a couple weeks, and keep contributing $7k per year to it, for years & decades, When will it pay off? When can it be money for me to spend?

aedyr , 7 months ago

Overview is here www.irs.gov/retirement-plans/roth-iras , but generally 59 and 1/2 is when you can start taking distributions without penalty.

LemmyKnowsBest OP , 7 months ago

59.5 years old. Got it.