What your credit score actually means ( www.vox.com )
Should I leave my credit union over account interest rates?
TL;DR: Credit union account rates low, I moved, and even though the app and co-op network are great, not sure if I should leave....
I found my wealth-building people. We agree getting rich is a slow race. ( www.washingtonpost.com )
Food fillers?
cross-posted from: lemmy.today/post/568354...
[US] Brokerage with decent API?
Looking for a brokerage with functional, individual API access to, at least, account positions, balances, and equity/fund/bond prices. Used to be happy with TDA, but they got bought by Scwab, whose API has been “pending” for six months.
Mint.com is going away. Are there any alternatives that are as automatic and simple? ( www.theverge.com )
FOSS/self hosted preferred, but open to anything!
Salary Needed To Buy a Home In The US ( reddthat.com )
Polymarket | India Election: Modi reelected? ( polymarket.com )
cross-posted from: lemy.lol/post/22844267...
Relationship between money and happiness for adults in the USA ( lemmygrad.ml )
Americans are 'doom spending' — here's why that's a problem ( www.cnbc.com )
Fossilfreefunds.org | A place to help discover funds that don't support the Fossil Fuel Industry, or to check how much your current funds are invested into fossil fuels. ( fossilfreefunds.org )
Climate Town recently did a fantastic video detailing how banks use our money just sitting around in our account to invest in fossil fuels. Wanting to avoid this, I figured it’d be better to direct my money in an investment that’s at least a little less planet destroying, which lead me down this ecological rabbit hole that I...
Housing market affordability is so bad that Zillow says it will take you 13.5 years to break even on a purchase from July onward ( finance.yahoo.com )
Your ‘Set It and Forget It’ 401(k) Made You Rich. No More. — WSJ ( apple.news )
For four decades, patient savers able to grit their teeth through bubbles, crashes and geopolitical upheaval won the money game. But the formula of building a nest egg by rebalancing a standard mix of stocks and bonds isn’t going to work nearly as well as it has.
Opinions on Gnucash
Is anyone using Gnucash? I’ve been on a kick of streamlining my finances and want to simplify from my current spreadsheet for tracking expenses. I have seen Gnucash mentioned around and am considering it. Is it easy to use and import transactions from credit cards?...
2022 Updated Federal Survey: Net Worth by Age (Median) ( sh.itjust.works )
cross-posted from: sh.itjust.works/post/7528778...
Homes "unaffordable" in 99% of nation for average American ( www.cbsnews.com )
Retirement plan derailed: Will you be among the 40% forced to stop working earlier than expected? ( www.marketwatch.com )
The average retirement age in the U.S. is 61, according to a 2022 Gallup survey. But the target age for retirement is 66.
Moving stock from normal investment account to a Tax Free Savings Account?
This is technically a question specific to Canada but maybe it can be applied to other countries as well....
DAE use GnuCash for personal finances?
At the end of 2022, I discovered this software that I’ve been using all year. I’d like to hear your thoughts or experiences with GnuCash, or whatever system/program you use to track your personal finances!...
Retirement Calculator that uses Retirement Date Mutual Funds
Our (spouse and I) are in a few of these funds. Is there a retirement calculator that figures out projections of these always-adjusting funds?...
Most Americans don't understand average lifespan of retirees when planning for retirement ( finance.yahoo.com )
Baby Boomers Are Overestimating Future Social Security Income ( www.bloomberg.com )
Baby boomers anticipate that 47% of pre-retirement earnings will be replaced by Social Security, according to results of an annual survey from the Nationwide Retirement Institute. But the reality for someone making what the Social Security Administration considers the average wage in recent years, about $60,000, is more like...
Over half of Americans say they're not even close to financial freedom ( scrippsnews.com )
About 36% of U.S. adults say they have less than $1,000 in their savings accounts....
Landlords should have to pay income tax on their rental properties regardless of whether they're rented out or not. ( gothamist.com )
cross-posted from: lemmy.crimedad.work/post/12162...
Truck purchases are driving up the average cost of car payments. Some buyers pay over $1,000 a month ( www.nbcnews.com )
More than 1 in 4 car shoppers in Texas and Wyoming have committed to paying more than $1,000 a month, and experts say it is due to the high volume of large truck purchases in those states, according to a report by auto site Edmunds....
