I, like many here, have migrated over from reddit and trying to recreate all the subreddits I’ve been subscribed to. The ones I miss the most are personal finance and investing. I found this one but there doesn’t seem to be much activity here?
TL;DR: Credit union account rates low, I moved, and even though the app and co-op network are great, not sure if I should leave....
cross-posted from: lemmy.today/post/568354...
Looking for a brokerage with functional, individual API access to, at least, account positions, balances, and equity/fund/bond prices. Used to be happy with TDA, but they got bought by Scwab, whose API has been “pending” for six months.
FOSS/self hosted preferred, but open to anything!
In an effort to get more activity in this community, I’d like to start a discussion on how you evaluate which insurance plans to choose. Now, it is much simpler to do so when none of the plans you’re offered have HSA. With HSA plans and employer HSA contributions I found it’s actually quiet difficult to do all the math to...
Steps for 🇨🇦 taken from reddit.
cross-posted from: lemy.lol/post/22844267...
Climate Town recently did a fantastic video detailing how banks use our money just sitting around in our account to invest in fossil fuels. Wanting to avoid this, I figured it’d be better to direct my money in an investment that’s at least a little less planet destroying, which lead me down this ecological rabbit hole that I...
For four decades, patient savers able to grit their teeth through bubbles, crashes and geopolitical upheaval won the money game. But the formula of building a nest egg by rebalancing a standard mix of stocks and bonds isn’t going to work nearly as well as it has.
Is anyone using Gnucash? I’ve been on a kick of streamlining my finances and want to simplify from my current spreadsheet for tracking expenses. I have seen Gnucash mentioned around and am considering it. Is it easy to use and import transactions from credit cards?...
cross-posted from: sh.itjust.works/post/7528778...
The average retirement age in the U.S. is 61, according to a 2022 Gallup survey. But the target age for retirement is 66.
This is technically a question specific to Canada but maybe it can be applied to other countries as well....
At the end of 2022, I discovered this software that I’ve been using all year. I’d like to hear your thoughts or experiences with GnuCash, or whatever system/program you use to track your personal finances!...
Our (spouse and I) are in a few of these funds. Is there a retirement calculator that figures out projections of these always-adjusting funds?...
Baby boomers anticipate that 47% of pre-retirement earnings will be replaced by Social Security, according to results of an annual survey from the Nationwide Retirement Institute. But the reality for someone making what the Social Security Administration considers the average wage in recent years, about $60,000, is more like...
