That’s shit. The ATA is garbage and only fights for the megacarriers.
As a former truck driver who has had the misfortune to be involved in TWO underride collisions I would happily spend the $3000 or so out of my own pocket just to never see what I saw again. (I won’t go into details as I do not want to relive those memories)
Obviously there’s limits on what’s practical to do, but seeing as this all worked out fine in Europe I’d call it a no brainer.