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Zarxrax , to Personal Finance in Mint.com is going away. Are there any alternatives that are as automatic and simple?

Wow, this is news to me. I found it so useful to be able to see all of my financial information in one place. I don’t want to have to open up 4 or 5 sites all the time just to make sure my bills are getting paid and I don’t have any fraudulent transactions.

Zarxrax , to Personal Finance in Standard Savings Account: Moving money around?

Personally, I would find it annoying to frequently set up new accounts just to chase small percentage gains. I set up an account with ally and plan to just stick with them. Rates are good, not necessarily the best though. I’m not particularly advocating for them, just saying that’s where I am at the moment. I’ve not heard of ufb, but they might be good too. Also look at other options like CDs. They are less flexible than a savings account but can usually give you a little more interest (though the rate you say you are getting at ufb looks similar or higher than the best cd rates I’ve seen.)

Rates are pretty nice right now, but they probably won’t stay like this forever. Adding into your retirement account (invested in a target date fund or an index fund) is probably best long term, assuming you don’t need the money now.

Zarxrax , to Personal Finance in Welcome to the ‘nepo’ housing market: 40% of homebuyers under 30 get family money to cover their down payment

Hasn’t it always been like that? Article doesn’t really give any comparison figures against prior years, but I really don’t think this is anything new.

Zarxrax , to Personal Finance in Landlords should have to pay income tax on their rental properties regardless of whether they're rented out or not.

If they keep the price reasonable to begin with, then the unit doesn’t go vacant, and they don’t have to pay the vacancy tax.

Zarxrax , to Personal Finance in [Daily discussion] How do you deal with relatives or friends making bad financial decisions?

Give advice if they are open to it. Let them know some reliable sources to research. Don’t push too hard. If they are not open to your advice then just accept it and let them live with their decisions.

And never offer more than a suggestion, or just tell what you would do in a similar situation. If things go wrong, you certainly don’t want them coming back and placing the blame on you.

Zarxrax , to Personal Finance in With the rising prices of Netflix and Disney+, are you considering cutting those subscriptions?

Well I have the Netflix $10 basic plan, and I think that is a reasonable price for the content. If they rip that plan away from me and force me to jump to a $16 plan, I’m out. Disney doesn’t interest me so I can’t comment on that one.

Zarxrax , to Japanese Language in Japanese is harder/easier than other languages in what ways?

Easy: grammar is fairly consistent, not a lot of exceptions. Hard: grammar is totally different from most Western languages.

Zarxrax , to RedditMigration in I don’t understand people who say they can’t figure out Lemmy or KBin

What is this about having to copy and paste a link to find subscriptions from other instances? I literally just pull up the community browser and set it to “all” and then search.

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