Funny you should say that, since Fidelity is the one charging me fees after I left my employer. Thanks for sharing that we can move money between HSAs. I might look into that at some point in the future. In general though, I find it despicable that healthcare money is also pushed as an “investment vehicle”. If and when the market tanks, HSAs tank with them, right? What a fucked up thing to do, USA.
If you do switch, note that the usual is that it stays as an HSA card but since it’s not being actively contributed to, you get charged a small amount (usually $1/mo) for “account maintenance”. You can continue to use it for all medical purposes, including paying for all copays and deductibles and medicines etc. as usual.