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lumberjacked

@[email protected]

I’m a lumberjack and I’m ok.

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lumberjacked , to Personal Finance in Calculating Interest on a "Virtual" Savings Account
@lumberjacked@lemmy.world avatar

I agree.

Also check out Greenlight which has a built in parents interest feature.

lumberjacked OP , to Personal Finance in YNAB vs Buckets
@lumberjacked@lemmy.world avatar

Yeah. That would be a pain

lumberjacked , to Personal Finance in What are your best tips to save money?
@lumberjacked@lemmy.world avatar

Visible is pretty great. I don’t really have any issues with it. I pay $25/month. Spouse has upgraded Visible plan of $45/mo and an Apple Watch $5/mo. My 3 kids have Tello $9 plans which gives the unlimited text/talk and 500MB of data. That’s just enough to track their locations, Otherwise they tether for free on our phones. Everyone has an iPhone.

25+45+5+3x9 = $102 all in. No additional fees or taxes.

lumberjacked , to Personal Finance in What are your best tips to save money?
@lumberjacked@lemmy.world avatar

I use Visible and Tello for phone lines. Have 5 iPhones and pay less than $100/mo.

Buy store brands. A lot of times store brand is cheaper than name brand in bulk at Sam’s/costco.

Buy reliable used cars in cash and learn how to do some auto maintenance yourself.

There are high end thrift stores where you can find barely used quality clothes. Rich people often where them once or twice and then get rid of them.

Date nights in the middle of the week. Lots of places have specials.

Slickdeals.net

lumberjacked , to Personal Finance in What is your favourite budgeting method?
@lumberjacked@lemmy.world avatar

I use YNAB which I guess is technically zero based budgeting but we refer to the categories as envelopes. In my mind I’m doing the same thing as when I had cash in envelopes I just don’t have to deal with cash. I group my categories by the 50/30/20.

So I guess 4 with a bit of 1 and 3?

lumberjacked , to Personal Finance in Recommendations for Budgeting App (that’s not Mint)
@lumberjacked@lemmy.world avatar

I’ve been using YNAB. I like the product but it is quite expensive. I’ve looked at Buckets as an alternative and now looking Actual Budget. My YNAB just renewed so I’ll be waiting a year before I change.

lumberjacked OP , to Home Improvement in Building over garage. Is it worth it?
@lumberjacked@lemmy.world avatar

Gotcha. I’m thinking I might be able to get a GC to do the outside and white box on the inside. I can finish it from there.

lumberjacked OP , to Home Improvement in Building over garage. Is it worth it?
@lumberjacked@lemmy.world avatar

More than likely. Because it means I’m not moving. I’d pay 20k in realtor fee easily. But my questions were less about the value and more about the experience. Did you do any of it yourself or use a GC?

lumberjacked OP , to Home Improvement in Building over garage. Is it worth it?
@lumberjacked@lemmy.world avatar

Good points.

lumberjacked OP , to Home Improvement in Building over garage. Is it worth it?
@lumberjacked@lemmy.world avatar

I was hoping to hear some anecdotes of similar projects.

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