Visible is pretty great. I don’t really have any issues with it. I pay $25/month. Spouse has upgraded Visible plan of $45/mo and an Apple Watch $5/mo. My 3 kids have Tello $9 plans which gives the unlimited text/talk and 500MB of data. That’s just enough to track their locations, Otherwise they tether for free on our phones. Everyone has an iPhone.
25+45+5+3x9 = $102 all in. No additional fees or taxes.
I use YNAB which I guess is technically zero based budgeting but we refer to the categories as envelopes. In my mind I’m doing the same thing as when I had cash in envelopes I just don’t have to deal with cash. I group my categories by the 50/30/20.
I’ve been using YNAB. I like the product but it is quite expensive. I’ve looked at Buckets as an alternative and now looking Actual Budget. My YNAB just renewed so I’ll be waiting a year before I change.
More than likely. Because it means I’m not moving. I’d pay 20k in realtor fee easily. But my questions were less about the value and more about the experience. Did you do any of it yourself or use a GC?