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walden , to Home Improvement in What kind of valve is this exactly? Never seen that exact connection type

I agree it’s an odd looking crimp, maybe just an older style of what we have today. I’d guess that’s the least likely thing to leak.

Best case scenario the dishwasher line just needs to be tightened. Worst case you can replace the whole thing with a sharkbite type valve, but you’ll probably need to cut back the previously crimped section of PEX (note: I really have no clue about that).

walden , to Home Improvement in What kind of valve is this exactly? Never seen that exact connection type

Sorry, could you provide a little more information? You say it leaks from the “valve”, but there are 3 different places it could be leaking from, and all are part of the valve – the valve being the whole device from pipe to pipe.

If you’re thinking of replacing the whole thing, I’d focus more on the type of pipe, which looks like Pex coming from the house, and probably some sort of standard dishwasher feed line on the other side.

Ideally you could buy a replacement valve before starting the project, but you might have to remove this valve and take it to the hardware store to make sure you get the correct thing.

I’ve never worked with Pex, but I believe you can either crimp it with a special tool or use the sharkbite system.

walden , to Home Improvement in The flowerbeds in front of my house could use some work.

Yeah it seems pretty fickle, but it sure is nice. There are different varieties, too, which makes it even more compelling.

walden , to Home Improvement in The flowerbeds in front of my house could use some work.

Lavender likes sun. It also likes well-drained soil and a neutral to high pH, so add lime to the soil and sprinkle more lime every year.

Source - we have Lavender in front of our house, and it didn’t die yet. It’s less than a year old, though.

walden , to Personal Finance in When people say they lost their 401k

I worked with a fellow once who said something to this effect right after the market went down during the pandemic. He said something like “I lost $50k yesterday”, and I asked him “oh really? Did you sell a bunch of stuff? If you still have it it’ll go back up eventually”.

He said “No I didn’t sell anything, but in 5 years everything is going to be lower than if the market hadn’t gone down”.

That take is also wrong. As you can see in this graph, things bounced back, and in general continued on the same trajectory.

https://sub.wetshaving.social/pictrs/image/76c34de1-a3be-4032-80b1-c6de50ea52ed.png

Just like there was a sharp decline, there was also a sharp increase. Without the decrease, the increase wouldn’t have happened, so the fellow I was working with was wrong, because his take would have meant the sharp increase would have happened even without the sharp decrease.

walden , to Personal Finance in should the US consider a currency redenomination?

I don’t really see a point in doing that. I dislike coins.

walden , to aww in A nutria enjoying a snack

I went “awww” until I read wikipedia about them and saw that they’re invasive. They’re native to South America, and have been introduced to other places around the world by fur traders.

walden , (edited ) to Personal Finance in 12% 401(k) Contribution - What to do? [USA]

If there’s an option for the company contributions to be Roth I’d make sure to do that. Roth is a “suffer now, collect later” type of thing. You pay taxes now, and NOT during retirement (good because you’re young, likely in a lower tax bracket than you’ll be in during retirement, etc.). Even the earnings are tax free in retirement.

Anything extra you put in should also be Roth. There are IRS maximums for personal contributions, and a higher maximum for combined personal/company contributions. At your salary you likely will not encounter these maximums unless you are saving $1,875/month (which would make you hit the maximum in December) in addition to company contributions.

To 401k or not to 401k – I say 401k. With Roth you pay now, not later. With traditional you don’t pay now, but pay later. Outside of 401k you pay taxes now AND later (on the earnings).

walden , to Personal Finance in 12% 401(k) Contribution - What to do? [USA]

It happens. Mine was 16%, and just went up to 17%. Next year it’ll be 18%. Yes it’s unusual, yes it’s a great thing.

walden , to Do It Yourself in How to Build a Small Solar Power System

Sorry, are you saying to connect a standalone inverter directly to PV panels? They can have very high voltage.

walden , (edited ) to Do It Yourself in How to Build a Small Solar Power System

I just skimmed, but noticed one small discrepancy in one of the pictures. It shows an inverter connected to the “load” terminals on the solar charge controller. This is not the way to do it, because the inverter draws way too much power.

The inverter should be connected directly to the battery with low gauge wire.

walden , to aww in Cat

I was so nervous that it’d get sucked into the grate at the bottom. I’m happy to report that it didn’t.

walden , to aww in Mango or bird?

Mango the bird

walden , (edited ) to Personal Finance in Your ‘Set It and Forget It’ 401(k) Made You Rich. No More. — WSJ

Things are down right now, so of course your balance will reflect that. If you keep investing on a regular basis, the dollar-cost averaging will come into affect over time.

I didn’t read the article, but it seems like they are saying that the way money works is changing. Money, stocks, mutual funds… it’s all the same as it has always been. The risk/reward can change, but there’s no way to predict that.

walden , to Personal Finance in Opinions on Gnucash

Is it easy to use and import transactions from credit cards?

I wouldn’t say it’s easy to get set up. If you don’t mind exporting transactions from your bank, and importing into Gnucash, that part isn’t too difficult. I like Gnucash a lot, although I’ve fallen behind with keeping up with it in recent years. I was never able to figure out the online banking side of things, but that’s ok. I also never used it for budgeting.

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