zagaberoo

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zagaberoo , to Personal Finance in Was the 401(k) a Mistake? How an obscure, 45-year old tax change transformed retirement and left so many Americans out in the cold.

???

zagaberoo , to Personal Finance in Was the 401(k) a Mistake? How an obscure, 45-year old tax change transformed retirement and left so many Americans out in the cold.

So if 401ks are bad because they incentivize gambling, what's the alternative? You have a uselessly broad definition that seems to lead people only to a guarantee of losing purchasing power through inflation. Better guarantee a loss than "gamble" with strong evidence to support your risk I see.

Saying "the house always wins" about things like index investing is hilarious.

zagaberoo , to Personal Finance in Was the 401(k) a Mistake? How an obscure, 45-year old tax change transformed retirement and left so many Americans out in the cold.

It's not an assumption, I understand the risks. I know it will go both up and down. That doesn't make it gambling. What on earth isn't gambling in your eyes?

zagaberoo , to Personal Finance in Was the 401(k) a Mistake? How an obscure, 45-year old tax change transformed retirement and left so many Americans out in the cold.

No, diversification makes it not gambling. Not all risk is gambling.

zagaberoo , to Personal Finance in Was the 401(k) a Mistake? How an obscure, 45-year old tax change transformed retirement and left so many Americans out in the cold.

A highly diversified portfolio is the opposite of gambling. Don't let the "traders" and crypto bros sour you on the power of conservative investing.

zagaberoo , to Star Trek in All 10 TOS And TNG Star Trek Movies Exit Paramount+ For Max And HBO (Again)

Play dom-jot, hu-mon?

zagaberoo , to Star Trek in ‘Lower Decks’ Headed To The Big Screen For Star Trek Day; Interactive Novel Coming In 2024

Wait, Lower Decks? LD captures the spirit of Trek better than any official property in a long time. No soap-opera-style parade of cataclysms, just exploring humanity by exploring space.

I was put off by it being a comedy initially, but the framework the comedy happens within does a lot of great examination of Trek and of life. Plus lots of great characters with growth.

What kinds of contradictions do you mean?

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