It's not an assumption, I understand the risks. I know it will go both up and down. That doesn't make it gambling. What on earth isn't gambling in your eyes?
So if 401ks are bad because they incentivize gambling, what's the alternative? You have a uselessly broad definition that seems to lead people only to a guarantee of losing purchasing power through inflation. Better guarantee a loss than "gamble" with strong evidence to support your risk I see.
Saying "the house always wins" about things like index investing is hilarious.
Wait, Lower Decks? LD captures the spirit of Trek better than any official property in a long time. No soap-opera-style parade of cataclysms, just exploring humanity by exploring space.
I was put off by it being a comedy initially, but the framework the comedy happens within does a lot of great examination of Trek and of life. Plus lots of great characters with growth.
Was the 401(k) a Mistake? How an obscure, 45-year old tax change transformed retirement and left so many Americans out in the cold. ( www.nytimes.com )
All 10 TOS And TNG Star Trek Movies Exit Paramount+ For Max And HBO (Again) ( trekmovie.com )
‘Lower Decks’ Headed To The Big Screen For Star Trek Day; Interactive Novel Coming In 2024 ( trekmovie.com )