I recently started giving plain text accounting a go. For a long time I did not do any accounting, as my income was high enough to get by perfectly fine, but recently I wanted to get a lot more control over my personal finance in order to easier achieve more long term financial goals....
This is technically a question specific to Canada but maybe it can be applied to other countries as well....
Curious to see how the community deals with this kind of situation
I have a comprehensive financial plan and look to have up to 48k in about one years time saved. With 16k on hand after paying off my student loans this October which will likely start the one year plan....
Looking for a brokerage with functional, individual API access to, at least, account positions, balances, and equity/fund/bond prices. Used to be happy with TDA, but they got bought by Scwab, whose API has been “pending” for six months.
In the US, if you make a lot, are covered by a work retirement account or you contribute to a Roth, you can’t deduct traditional ira contributions right?...
First time poster! Outside of my retirement account provided by work, I’m just beginning to get brave enough to move other money around. I’m very late to the game and pretty scared of gambles....
My family needs a second car. I’m thinking about a used Chevy Bolt or Nissan Leaf so I think the cost will be about $20,000....
can someone explain leverage to me as practised by those RE bullshitters finfluencers. I feel their whole spiel is just bullshit but I don't know enough to be sure about it....
I just came here to say fuck the US Securities Act of 1933. I am sure it must have some very important reason for existing, but at the moment it is preventing me from doing anything reasonable with my money....
And does it multiply while it’s invested in the Roth IRA?
My partner recently started a new job. Prior to her employment I had been paying into my employer personal supplemental insurance as well as spousal insurance. Now that my partner has employer provided and options for employer supplemental life insurance, what should we be looking at doing? Do I stop my spousal life insurance?...
Is it safe to treat stocks and ETFs in my brokerage account as savings and emergency funds as long as I have a significant number of lots with a Stop Loss or Stop Limit Order in place? My Savings Account technically doesn’t cover 3 months of expense, but combined with my brokerage account it does. Is it safe to be have 1 month...
I’m a long time PocketSmith user currently switching to Quicken. PocketSmith is a decent product but has some glaring issues that don’t seem to be on their radar and I feel like my finances have honestly become too complex for PocketSmith’s simplistic philosophy....
Hello! I am looking for some suggestions on supplemental income while I am job hunting. Unfortunately I had to leave my career unexpectedly due to incessant racism and discrimination....
Hi, Personal Finance. I’m a relative novice to investing, but have thrown some money into the market pretty regularly since last year. Before that, I had really only put money in on a handful of occasions, whenever I had money I felt would be better invested than spent. My portfolio is just around $30k, and I’m investing...
How would you go about selecting a Certified Financial Planner?...
I had my taxes all sorted(I’m using Tax Slayer) and was just waiting for them to actually submit the return when it’s time. I was figuring it wouldn’t be until around the 29th, but I just got an email tonight that said the irs had accepted my federal return. Are they accepting returns already, or is that email probably a...
Hi all -...
In this post, I’ll provide a lot of basic information about investing, with links to additional reading for various concepts. Most of these concepts are not US-centric, though I will be mentioning US-specific details, such as tax-advantaged account types....
Is anyone using Gnucash? I’ve been on a kick of streamlining my finances and want to simplify from my current spreadsheet for tracking expenses. I have seen Gnucash mentioned around and am considering it. Is it easy to use and import transactions from credit cards?...
i’m a web developer by day, but i recently started doing some side gig work via rover because i legitimately love dogs (and i wanted a bit of extra spending money for my own dogs’ care). i’d love to hear what other folks do when they need a bit more cash flow.
I'm looking for the top European bank that doesn't block your funds without reason. For instance, many individuals have reported online that Revolut has blocked their accounts suddenly and sometimes for various months.
Sorry for long title:...
What are my options when my provider sends me a bill without submitting a claim with my med insurance, and is ignoring my repeated requests to submit the claim and send me a revised bill post-settlement? How do I prove that I do not owe the billed amount, and I do not owe them anything until they claim it through my insurance...