Personal Finance

Feel free to share, ask questions or advice on any financial matter.

I, like many here, have migrated over from reddit and trying to recreate all the subreddits I’ve been subscribed to. The ones I miss the most are personal finance and investing. I found this one but there doesn’t seem to be much activity here?

I have tried Mint, Personal Capital, GNUCash, and probably a few others, and I seem to have settled on Tiller. Basically, I like the convenience of automatically pulling in transactions and balances, but I like retaining control of the budgeting process....

Hello,...

Need help please. If I am enrolled in 2024 for 10 months of the year (March-December) in an HSA-elligible HDHP will I be able to max out my HSA to the individual contribution limit of $4,150 or will I get hit with a big tax penalty? Do I have to “pro-rate” my contributions and subtract the first two months since I was not...

I like to review my financial situation near the end of the year to prep for tax season, give to charity, etc. For any who cannot access the article or are too lazy, here are the things they recommend:...

Ok, so I’ve been contributing to a backdoor for almost a year, and since I don’t have the liquidity to just find it outright at the beginning of the year, I put some in each paycheck. Sometimes while it’s sitting in my settlement fund, it will gain like $0.10-$0.30 before I get a chance to move it to my rIRA....

Climate Town recently did a fantastic video detailing how banks use our money just sitting around in our account to invest in fossil fuels. Wanting to avoid this, I figured it’d be better to direct my money in an investment that’s at least a little less planet destroying, which lead me down this ecological rabbit hole that I...

Came across this tool on HackerNews last week and gave it a try and thought it was a really comprehensive (in my experience) tool for doing long term financial planning yourself....

About is not up to date, for pf, need age brackets and all the other wikis...

The quarter percentage point increase will bring the fed funds rate to a target range of 5.25%-5.5%....

In an effort to get more activity in this community, I’d like to start a discussion on how you evaluate which insurance plans to choose. Now, it is much simpler to do so when none of the plans you’re offered have HSA. With HSA plans and employer HSA contributions I found it’s actually quiet difficult to do all the math to...

So, times are tough in the tech world and my company decided that in addition to no bonuses/ stocks for the foreseeable future, they also want to stop matching our 401k contributions....

cross-posted from: https://lemmygrad.ml/post/4352701...

cross-posted from: lemy.lol/post/22844267...

Me and my wife are in our 40s, and currently in good health. I get insurance through work, but it’s a high deductible plan. I have enough in my health savings account to cover the out of pocket maximum for a few years....