why do i constantly oscillate between having an a) intense work ethic where i consistently work hard and manage money wisely or b) pure gluttony and hedonism where i spend freely and accumulate debt
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I think shifting your reward cycle would help. Right now you are hooked on the dopamine from going hard, which is fine , but if you want to change, you need to replace the reward system. It also might help to ask how old you are? It is a tendency of the youth to have a lack of long term vision, which can make it hard to create a more sustainable reward cycle .