I, like many here, have migrated over from reddit and trying to recreate all the subreddits I’ve been subscribed to. The ones I miss the most are personal finance and investing. I found this one but there doesn’t seem to be much activity here?
TL;DR: Credit union account rates low, I moved, and even though the app and co-op network are great, not sure if I should leave....
cross-posted from: lemmy.today/post/568354...
Looking for a brokerage with functional, individual API access to, at least, account positions, balances, and equity/fund/bond prices. Used to be happy with TDA, but they got bought by Scwab, whose API has been “pending” for six months.
In an effort to get more activity in this community, I’d like to start a discussion on how you evaluate which insurance plans to choose. Now, it is much simpler to do so when none of the plans you’re offered have HSA. With HSA plans and employer HSA contributions I found it’s actually quiet difficult to do all the math to...
Is anyone using Gnucash? I’ve been on a kick of streamlining my finances and want to simplify from my current spreadsheet for tracking expenses. I have seen Gnucash mentioned around and am considering it. Is it easy to use and import transactions from credit cards?...
This is technically a question specific to Canada but maybe it can be applied to other countries as well....
At the end of 2022, I discovered this software that I’ve been using all year. I’d like to hear your thoughts or experiences with GnuCash, or whatever system/program you use to track your personal finances!...
Our (spouse and I) are in a few of these funds. Is there a retirement calculator that figures out projections of these always-adjusting funds?...
Asking the question as it seems to be a recurrent issue among finance-aware people....
Do you track your expenses monthly? Annually? Do you have an app or do you use an excel spreadsheet? Any suggested tools?...
Can’t credit the OP at this time, unfortunately. Still trying to navigate lemmy on mobile....
I’m a second year Penn State student. The college gave me money to go to an alternative campus. Because of federal loans I was able to afford it. however I was not applicable for the PLUS loan because of credit score. I transferred my campus to Penn State since those are the classes I need for Nuclear engineering and the cost...
So, times are tough in the tech world and my company decided that in addition to no bonuses/ stocks for the foreseeable future, they also want to stop matching our 401k contributions....
The central banks of the world are guiding us to a perfect crash landing. Interest rates have remained elevated in an attempt to curb the inflation brought on by printing excessively during 2020 and 2021. This strategy has actually worked by reducing US inflation from over 9% at the beginning of the year to around 3.5% now,...
Most people take a simple view of cash: they have a checking account for spending and a savings account for savings, and if they get fancy, they’ll have a CD for longer term savings goals. Power users will change to an online bank with better returns, and that’s about as far as it goes. That certainly works, but we can do a...
I have tried Mint, Personal Capital, GNUCash, and probably a few others, and I seem to have settled on Tiller. Basically, I like the convenience of automatically pulling in transactions and balances, but I like retaining control of the budgeting process....
The US government is telling everybody that inflation is 3.4% per year. That is not correct. Try 14.2% and that's about right. Source : gold/usd 1 year simple moving average.