I'm looking for the top European bank that doesn't block your funds without reason. For instance, many individuals have reported online that Revolut has blocked their accounts suddenly and sometimes for various months.
… is it normal/legal for the state I work in to withhold state income tax from my paychecks?
And does it multiply while it’s invested in the Roth IRA?
Looking to pay off $15k of student loan debt of my partner. It’s something we could wipe out with cash on hand if we wanted to relatively quickly. But one of the loans is 4.5%. Am I better off just riding that out but keeping the cash in for that loan in a HY savings account or keep reinvesting it in short term CD’s that...
One paycheck I earned only $77 and the govt withheld 9% of it....
Feel free to share, ask questions or advice on any financial matter.
Need help please. If I am enrolled in 2024 for 10 months of the year (March-December) in an HSA-elligible HDHP will I be able to max out my HSA to the individual contribution limit of $4,150 or will I get hit with a big tax penalty? Do I have to “pro-rate” my contributions and subtract the first two months since I was not...
What are my options when my provider sends me a bill without submitting a claim with my med insurance, and is ignoring my repeated requests to submit the claim and send me a revised bill post-settlement? How do I prove that I do not owe the billed amount, and I do not owe them anything until they claim it through my insurance...
How can I properly compare paying abroad with my own bank versus using Revolut for it?...
Hi, Personal Finance. I’m a relative novice to investing, but have thrown some money into the market pretty regularly since last year. Before that, I had really only put money in on a handful of occasions, whenever I had money I felt would be better invested than spent. My portfolio is just around $30k, and I’m investing...
Goal: the least amount of withholdings possible
Prices of things are becoming absolutely insane. $800+ rent, $30,000 cars, $10 sub sandwiches, etc. It would be nice to do a 3/1 split and cut everything by 2/3. Then we would have $266 rent, $10,000 cars, and $3.33 sub sandwiches. Wages, debts, everything would drop to 1/3 what they are now. It would also make coins useful...
Hello! I am looking for some suggestions on supplemental income while I am job hunting. Unfortunately I had to leave my career unexpectedly due to incessant racism and discrimination....
Hello,...
So for our kids, who are still quite young, instead of opening an entire other savings account for them, we decided to do “virtual” savings accounts....
About is not up to date, for pf, need age brackets and all the other wikis...
How would you go about selecting a Certified Financial Planner?...
Hi. With the new tax year fast approaching, I’ve been contemplating transferring my current stocks and shares ISA account with IBKR UK to another provider/brokerage. I am interested in InvestEngine since they seem to have lower fees. However, I’m wondering how this process will work, especially since I have shares in stocks...
Is it safe to treat stocks and ETFs in my brokerage account as savings and emergency funds as long as I have a significant number of lots with a Stop Loss or Stop Limit Order in place? My Savings Account technically doesn’t cover 3 months of expense, but combined with my brokerage account it does. Is it safe to be have 1 month...
I just came here to say fuck the US Securities Act of 1933. I am sure it must have some very important reason for existing, but at the moment it is preventing me from doing anything reasonable with my money....
Ok, so I’ve been contributing to a backdoor for almost a year, and since I don’t have the liquidity to just find it outright at the beginning of the year, I put some in each paycheck. Sometimes while it’s sitting in my settlement fund, it will gain like $0.10-$0.30 before I get a chance to move it to my rIRA....
I am looking for a target-maturity bond ETF for UK Gilts but I couldn’t find any by using an internet search engine. I would like something similar to iShares iBonds Dec 2033 Term Treasury ETF but for UK Gilts instead of US treasury bonds. Does such an ETF exist? If not, what are the practical alternatives for getting UK...
i’m a web developer by day, but i recently started doing some side gig work via rover because i legitimately love dogs (and i wanted a bit of extra spending money for my own dogs’ care). i’d love to hear what other folks do when they need a bit more cash flow.
I have a comprehensive financial plan and look to have up to 48k in about one years time saved. With 16k on hand after paying off my student loans this October which will likely start the one year plan....