Sure, which is why I think we should still team up. However, that doesn’t change the fact that we are in such ridiculously different positions that it’s nonsense to try and pretend these are “made up” just to keep people down. Like my tax rate is higher, and it should be. There are very obvious reason these have different terms, and “it’s just conspiracy by the man to keep us down!” without a shred of evidence to back it up is just, well, mindless conspiracy shit.
Oh yeah, I definitely do it for retirement and to give me kids the benefit of getting an education without being saddled with massive debt. Although, I think they should have some skin in the game for college as I hope it will make them take it seriously, unlike with me who partied way too much.
But make no mistake, we can afford these things because we live frugally. We both drive used hondas, our grocery store is Aldi, we review our budget every month to keep things in check, we walk everywhere we can, we rarely eat out, etc…
I’m definitely working class, like I couldn’t stop working and coast the rest of my life on what I have saved now without really cutting everything to the bone.
However, I max out my 401k and iras every year. We also put enough money aside that our two kids will probably need to take out little to no money for their college educations. We are contemplating how many hundreds of thousands of dollars we can afford for a house renovation, and we can still take two comfortable vacations per year.
I’m very comfortable and know I am very lucky.
Which is why it’s absurd to put me in the same category as the people who literally have cut everything to the bone and still worry about making ends meet at the end of the month. While we should still team up against the owning class, our financial situations are drastically different and shouldn’t be treated as the same because that would do a huge disservice to their actual relative situation.