If you can’t handle me being out for a week how are you going to handle me quitting from being overworked from you not being able to handle being out for a week?
They were kind of the Sinclair Media of the mid-1990s - 2010s
Basically after the 1996 Telcom Act lifted restriction, they started consolidating and monopolizing terrestrial radio markets and enshitifying the airwaves. They brought back payola and started destroying local and regional diversity and pushing homogenous playlists and centralized DJs.
Without getting too into the weeds with retirement accounts and such, my paycheck gets split and direct deposited into three accounts:
Bills. This is based on any regular recurring payments that were made last year including insurance, utilities, car payments, housing payments, property tax, services, etc. I add all that up for last year, add 10% padding and divide it by my 24 bimonthly pay periods.
Living expenses. I don’t have a finely detailed budget. I’m a responsible spender so I can trust myself. This is irregular spending. Gas, groceries, clothing, household goods, car/ house repairs and improvements and general discretionary spending.
Emergency fund. Everything else gets put into replenishing the emergency fund. If the emergency fund is fully funded I will manually make a payment towards my mortgage principal (or somtimes buy myself a new toy 😬)