ccunning

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ccunning ,

If you can’t handle me being out for a week how are you going to handle me quitting from being overworked from you not being able to handle being out for a week?

ccunning ,

For those that don’t know (I didn’t) iHeartMedia is the company formally known as Clear Channel.

I guess Clear Channel sullied their name so badly they had to rebrand.

ccunning ,

They were kind of the Sinclair Media of the mid-1990s - 2010s

Basically after the 1996 Telcom Act lifted restriction, they started consolidating and monopolizing terrestrial radio markets and enshitifying the airwaves. They brought back payola and started destroying local and regional diversity and pushing homogenous playlists and centralized DJs.

Looks like the rebrand happened a decade ago

ccunning ,

You can also transfer your funds from you company’s shit provider to your own HSA account.

ccunning ,

This is great info. I’m basically in OPs same situation and I do have a water softener. I will be checking this out tomorrow for sure…

Thanks 🙏

What does your cash flow process look like?

I’m talking about types of accounts, automatic transfers, etc. Feel free to mention specifics, but I’m more interested in higher level information like does your paycheck go to savings or checking, do you use automatic transfers, do you use a traditional bank account or something different, etc....

ccunning ,

Without getting too into the weeds with retirement accounts and such, my paycheck gets split and direct deposited into three accounts:

  1. Bills. This is based on any regular recurring payments that were made last year including insurance, utilities, car payments, housing payments, property tax, services, etc. I add all that up for last year, add 10% padding and divide it by my 24 bimonthly pay periods.
  2. Living expenses. I don’t have a finely detailed budget. I’m a responsible spender so I can trust myself. This is irregular spending. Gas, groceries, clothing, household goods, car/ house repairs and improvements and general discretionary spending.
  3. Emergency fund. Everything else gets put into replenishing the emergency fund. If the emergency fund is fully funded I will manually make a payment towards my mortgage principal (or somtimes buy myself a new toy 😬)
ccunning ,

I’ve never seen the foam pad before. What purpose does it serve?

My last place had a drain pan (third floor condo) which makes sense to me. My new place it’s on a raised platform in the garage.

ccunning ,

It’s a progressive web app. The web app is all there is.

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