The absolutely optimal move is probably to keep 5 or so k of debt around just to hedge the forgiveness play. But just paying it all off is also a great investment. You’re not likely to find another way of using your money with a >4% ROI. If the hassle of keeping another set of bills current is going to significantly add stress to your life I would pay it off. Really, though, there’s no way to lose here.
Thanks for the tips! It took a bit of fussing, but once I got how it worked, the converter was pretty intuitive. Overall, it was a lot simpler than I expected. I plan on making pretty heavy use of this, but I’ll keep your advice for storage in mind.
should I pay off my student loans in full before intrest kicks in?
General financials:...
Do you still write notes with pen and paper?
Sharing because I can see this community having thoughts to share. :)...
This lemmy inspired me to buy my first fountain pen! ( sh.itjust.works )
Now to figure out how to work it LMAO