@rbreich
I am housing insecure at the moment and that is even worse. I have enough money but will have to move soon and need to deal with the possibility of slumlords, the possibility of bad management, the issue of just finding and getting into a place...
I have an excellent rental history and excellent credit as well. But then I run into things like online applications where they want $53 from a credit card. I don't do credit cards. So that becomes a roadblock. It's stupid. Give me a chance.