@rbreich One reason people may be less likely to go out for lunch is the more and more pervasive bait-and-switch fees. Example: once when running a bit late, I got a $12 pre-packaged sandwich from the opera's concession. They charge me $15. I said the listed price was $12 and they said tax. Sales tax in SF is under 9%, I estimated an upper bound by taking 10% of 12, and subtracting 10% of that, which meant that tax was less than $1.08. Never bought anything from them again.