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Usernameblankface

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Usernameblankface ,
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No, because if I use the credit card issued by my bank, I have to remember to pay it back. The bill doesn’t appear the same day, so I have to check back a few days later. Just long enough to forget half the time. There is no automatic payoff, so I see it as a trap to charge interest from me.

Edit, I’m in the USA

Usernameblankface ,
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I am far too forgetful for this to change the outcome for me.

Usernameblankface ,
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Yeah, I’ve tried working my money different ways, and found a system that works for me. I think it’s worth losing out on the benefits to have less things to keep track of.

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